We are on a mission to unlock payment intelligence for merchants and fintechs, worldwide.
Congrify was founded by Payment professionals based on their combined 50+ years of experience in the payment industry working with merchants, payment service providers and issuers.
The Congrify story.
Congrify's core team has worked with international companies in the payments space, including enterprise merchants such as Western Union, Booking.com, Douglas, Grover and payment service providers such as Wirecard, Nets, Riverty, Splitit. Having supported more than 150 companies with payments management, acquiring and issuing , the team understands the issues related to payment data and intelligence firsthand:
Data.
Companies need to allocate resources with great efforts for data collection from different payment service providers or data sources, building ETL (Extract, Transform, Load) processes to store data into their datawarehouses.Processes.
Creating and mantaining data connections and ensure processes to correctly generate insights from the data require automated solutions that are costly to build and complext to manage when companies' payment setups evolve over time.Expertise.
Managing and understanding payments data requires knowledge and expertise that is not always available to buinsesses to take advantage of payment insights that can improve business performances and increase revenues.There must be a better and easier way to manage and access payments data!
It is with that realization that Congrify was born.
Congrify's team brings in their whole professional experiences to help make merchants and payment service providers' lifes easier by easily access and manage all their payments data by drastically reducing time and technical efforts.We believe that activities involving payments performance monitoring, cost analyis and financial reconciliation should have the highest level of automation and intelligence.
Why the name Congrify?
The name Congrify is derived from the Latin word “congruo,” which can be translated to “harmonize” or to “be in unison.”
This is exactly what Congrify does:
We harmonize payment data and intelligence from multiple sources, unlocking hidden insights, streamlining processes and allowing companies to focus on their core business, creating value for their end customers.
The Problem & Solution
The Problem
Merchants and platforms use multiple payment service providers to process customer payments, requiring complex data management. Without clear data, cost monitoring, and automated reconciliation, payment and finance teams face manual inefficiencies, limited insights, and risks of revenue loss and higher costs.
Our Solution
Congrify provides data observability and intelligence for the payments industry, connecting directly to PSPs to ingest data. Our transformation layer cleans and unifies reports, delivering insights via a web application or raw data reports to users’ data warehouses.
Benefits For Busineses

Unlock revenues.
Staying on top of their payments data companies can spot performance anomalies and declines on the spot, being alerted when anomalies are identified. This can save thousands of customers that would otherwise continue to fail payments due to suboptimal payment acceptance setups.
Save money.
Payment acceptance costs can reach 5-7% of order values, and analyzing these costs requires specialized knowledge many companies lack. Congrify simplifies cost allocation across transactions, detects and forecasts anomalies, and recommends timely actions to protect businesses.
Reconcile.
Businesses reconcile payments across sources to match internal systems, payouts, and FX rates, but these tasks often lack automation. Congrify’s highly automated solution simplifies reconciliation, optimizes setups, and recovers revenue. Congrify’s 2025 standalone API will provide an advanced decision engine for payment flows.
Payments intelligence access.
Processing payments optimally requires intelligence to establish the best payment rail options for customers and transactions. With Congrify we are launching in 2025 a very sophisticated stand-alone API that behaves as an advanced decision engine for their payment flows.Our Team
Our Values
Clarity
We turn complex payments data into clear, actionable insights for our customers.
Velocity
We move fast, make decisions quickly, and iterate based on data and feedback.
Ownership
We take full responsibility for our work and its impact—no silos, no excuses.
Transparency
We communicate openly, share challenges, and build trust through honesty.
Precision
We hold ourselves to the highest standards of accuracy and detail in everything we do.
Collaboration
We solve problems together, valuing diverse input and mutual respect.
Are you passionate about payments and data management?
Then join the Congrify team.
