Congrify for Platforms

As a marketplace or a platform embedding payment acceptance solutions,
such as a merchant of record, have full control over your payment data.
Improve conversion performances, optimize costs, and unlock intelligence for your teams
and your customers — all without building complex data infrastructures.

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Out-of the box analytics

Deep Performance Insights.

Have deep internal capabilities to analyze your merchant and sub-account performances by unifying data across multiple PSPs and your internal data sources.
Multi-dimensional

Profitability calculations.

Allocate fees on transaction level and calculate the profitability of your merchant or sub-accounts by looking at multiple dimensions such as payment methods, issuers, card types, etc.
Intelligent engine

Advanced Reconciliation.

Extract and manipulate unified datasets that are enriched from Congrify’s engine and your custom logic, directly imported into your data warehouse.

Who can benefit in your team?

Why congrify for platforms?


Better merchant insights.

Give each merchant full visibility into their PSP performance, payouts, and fees — without engineering work from your side.

Scalable data infrastructure.

No need to build your own data pipeline. Congrify automates PSP integration, schema setup, and data refreshes — daily.


Automated reconciliation.

Handle PSP complexity with smart payout and fee matching. Save internal resources and reduce merchant support tickets.

Centralized reporting.

Unify multi-PSP data across accounts, brands, or markets. Create clean dashboards for your team and clients.

How to leverage Congrify as a Platform?

Increased Efficiency.

Streamline payment operations by automating data aggregation and reconciliation, reducing manual work and saving time for your team.

Enhanced Merchant Trust.

Provide merchants with clear, near-real-time insights into their payment data, fostering transparency and stronger partnerships.

Data-Driven Decisions.

Leverage unified, enriched datasets to uncover actionable insights, optimize payment strategies, and boost profitability.

Cost Savings.

Increase visibility and insights to optimize your payment acceptance costs by driving improvements on gateway, interchange, scheme, and acquiring fees.

Congrify’s Blog.

Stay up to date with product and company news.
07/10/2025

A New Chapter for Congrify: Joining Forces with IXOPAY

By Marco Conte Munich, Germany – October 7, 2025 When we started Congrify nearly three years ago, our mission was simple yet ambitious: to make agnostic payments intelligence and observability accessible to merchants everywhere. Payments were becoming increasingly complex—fragmented across […]
29/09/2025

Adyen & Stripe Reporting Explained: Fees, Reconciliation, and Cost Transparency

By Rihab Oudda (September 29, 2025) In today’s merchant payments ecosystem, understanding fees and reporting is critical. Fees directly impact margins, while reports provide the transparency needed to manage performance, reconcile transactions, and control costs. Two of the most widely […]
17/09/2025

Card Scheme Penalty Fees in 2025: What’s Changing and How It Impacts Merchants

By Rihab Oudda (September 17, 2025) Merchants today are not only grappling with interchange and processing fees but also with a growing number of penalty fees. These charges often fly under the radar until they spike, leading to surprise costs […]
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