All Your Payments Data. Real-time Insights. More Revenue.

As part of IXOPAY Payments Intelligence, Congrify’s technology helps businesses unify payment data from multiple providers, monitor performance, reduce manual reporting, and uncover insights powered by machine learning and LLMs — improving revenue, cost control, and operational efficiency.

From fragmented PSP data to one source of truth.

Payment data is often spread across PSP dashboards, exports, settlement files, and spreadsheets. Congrify was built to simplify that complexity.

Now integrated into IXOPAY, the technology helps teams collect, standardize, and analyze payment data from multiple providers — without building and maintaining complex internal data pipelines.

What Congrify Brought to IXOPAY.

Payment Analytics

Turn fragmented payment data into clear, actionable intelligence across providers, markets, payment methods, and customers. Analyze approvals, declines, sales, refunds, fees, chargebacks, risk, 3D Secure, retries, and customer-level KPIs..

IXONav

Ask payment questions in plain English and get LLM-powered insights, root-cause analysis, summaries, and optimization recommendations across your payment data.

Anomaly Detection

Detect unusual payment behavior before it becomes a revenue, cost, or risk problem. Machine learning models monitor expected performance patterns and surface meaningful deviations across approvals, refunds, fees, risk, and operational KPIs.

Data Sharing

Make payment data available wherever your teams work through unified reports, Snowflake, API access, secure transfer, and Data Explorer.

Monitoring & Risk Management

Stay ahead of payment risks with alerts, Slack and email notifications, pre-chargeback workflows, business reports, and AI-powered monitoring agents.

Why it matters.

See the full picture.

Unify payment data across providers, markets, methods, customers, fees, disputes, and risk signals.

Increase revenue.

Spot approval drops, refund spikes, fee increases, and failed retries before they impact performance.

Detect issues early.

Use anomaly detection, alerts, and pre-chargeback workflows to identify risks and respond faster.

Bring intelligence into every workflow.

Make insights available through dashboards, AI navigator, reports, Slack alerts, Snowflake, APIs, and Data Explorer.

What do our customers say?

"As a data-driven business it is key for us to have full control and availability on data. Working with Congrify has allowed us to fully achieve it, very quickly and avoiding technical efforts. It is a key part to improve our payment management strategies and operational processes."
Dennis Köhler, Senior head of Global Payment & Fraud at Flix

FAQs

1What happened to Congrify?

Congrify is now part of IXOPAY,a company that provides payments orchestration, tokenization and compliance services. Congrify's platform is now integrated with IXOPAY services as part of the Payments Intelligence product.

2What is IXOPAY Payments Intelligence?

IXOPAY Payments Intelligence helps businesses unify and analyze payment data across multiple PSPs, leveraging machine learning models and LLMs. It gives teams a single source of truth for payment performance, costs, risk, and operational insights.

3Is Congrify still available as a standalone product?

Congrify’s capabilities now live as IXOPAY Payments Intelligence. All the Congrify-related product information, now available as IXOPAY Payments Intelligence, is described on IXOPAY's website. The product is available both as a standalone service and as a service for existing IXOPAY customers.

4What capabilities is Congrify bringing to Ixopay?

Congrify’s platform, now integrated within IXOPAY, has multiple modules including Payments Analytics, IXONav (an LLM-based payments assistant), Machine Learning-driven Anomaly Detection, Data Sharing, Fee Intelligence, and Monitoring & Risk Management.

5Is it restricted to a specific payment provider?

No, it is provider agnostic, allowing you to connect multiple PSPs without limitations. If a provider is unavailable, it can be added within a few days.

6Do I need to be an existing IXOPAY customer to use Payments Intelligence?

No. Payments Intelligence can support both existing IXOPAY customers and businesses that want to use the intelligence layer for visibility, analytics, monitoring, and data sharing across their payment stack.

7How does Payments Intelligence use AI, LLMs, and machine learning?

IXOPAY Payments Intelligence uses Artificial Intelligence (AI) by leveraging LLMs and machine learning to help teams analyze payment data, detect anomalies, ask payment questions, identify root causes, and surface recommendations.

8Can IXOPAY support high-volume payment operations?

Yes. IXOPAY Payments Intelligence is built for businesses with high transaction volumes, multiple PSPs, and complex payment operations. It helps teams monitor payment performance, reduce manual reporting, and spot issues across large volumes of payment data.

9Can payment data be shared with internal BI tools?

Yes. IXOPAY supports data sharing through Snowflake, API access, secure transfer, unified reports, and Data Explorer, so payment data can be made available in the workflows and systems teams already use.

10How do I get started?

To get started, your payment data sources need to be connected so IXOPAY can ingest, standardize, and analyze your payment data. The best next step is to contact us, discuss your current PSP setup and reporting needs, and identify which Payments Intelligence capabilities are the right fit. You can register for a test account here: https://app.congrify.com/sign-up

11How can I book a demo?

You can book a demo here: https://www.ixopay.com/request-demo

12Where can I learn more?

You can learn more on the IXOPAY documentation portal: https://documentation.ixopay.com/modules/docs/payments-intelligence