What Congrify can do for you.
Unification & standardization
All your payment data unified in one place.
Data are very fragmented across different payment channels. With our data standardization and unification AI engine, we help merchants easily understand and access their payment data.
Payment intelligence
Out of the box payment analytics.
A no-code solution to instantly access advanced KPIs. This allows for simpler and clearer analysis, which will improve your payment performance. This all gets enriched by AI recommendations and alerts that deliver actionable insights, benchmarking against the rest of the market.Cash Flow & Reconciliation
Deep understanding of your finances.
Forget about working with dozens of Excel files from different providers for payment reconciliation and fee analysis. We give merchants the tools to quickly monitor cash flows, to proceed with a simple and hassle-free reconciliation process, and to understand the true cost of payments.
Tailored Product Modules.
Payment Observability
Standardize and analyze data from different providers to deliver clear and actionable insights.
Data Pipelines
A no-code solution for integrating PSP reports into your database. Currently available with Snowflake, enabling instant access to raw PSP data with no integration effort.
Payment Reconciliation
Eliminate manual matching. Congrify aligns PSP reports with precision so you can close faster and act with confidence.
Pre-chargeback Alerts
Prevent chargebacks with Ethoca and Verifi alerts, enabling fast action to reduce card scheme chargeback rates.
Payment Intelligence
Unlock actionable insights from PSP data — powered by instant analytics, machine learning, and unified reporting.
Fee Intelligence
Congrify's Allocation fee engine distributes non-transactional fees on an order and transactional level, to correctly obtain the true cost linked to a specific transaction.
Why Congrify?
Reduce costs.
Congrify provides a ready-to-use solution with no coding needed. You won’t have to build a complex, in-house data management solution, nor spend time manually executing operations.
Increase revenue.
Congrify sends automated recommendations on how you can improve payments, accept more customers and grow your businesses. Manual monitoring for declined authorizations, chargeback rates and market performance.
Master payments.
Congrify is designed for merchants with all levels of payments familiarity. It doesn’t matter if you have a payment team or not. You can master payments thanks to our easy-to-understand solution and AI payments assistant.
Provider agnostic.
Congrify unifies data from various payment channels, methods and service providers. No more workarounds to get a complete view of your payments.
Congrify’s Blog.
Stay up to date with product and company news.
07/10/2025
By Marco Conte Munich, Germany – October 7, 2025 When we started Congrify nearly three years ago, our mission was simple yet ambitious: to make agnostic payments intelligence and observability accessible to merchants everywhere. Payments were becoming increasingly complex—fragmented across […]
29/09/2025
By Rihab Oudda (September 29, 2025) In today’s merchant payments ecosystem, understanding fees and reporting is critical. Fees directly impact margins, while reports provide the transparency needed to manage performance, reconcile transactions, and control costs. Two of the most widely […]
17/09/2025
By Rihab Oudda (September 17, 2025) Merchants today are not only grappling with interchange and processing fees but also with a growing number of penalty fees. These charges often fly under the radar until they spike, leading to surprise costs […]
FAQs
1How to ingest data into Congrify?
Congrify integrates seamlessly with payment service providers, ingesting data through various methods such as SFTPs, Reporting APIs, or Webhooks. Customers only need to provide credentials from their payment service providers. Additionally, custom data can be uploaded via API or S3 ingestion.
2What Payment service providers are supported?
We offer direct integrations with leading payment service providers, including Stripe, Adyen, Braintree, Chase, PayPal, Checkout.com, Worldline, Worldpay, Barclaycard, and many more. If your provider isn’t supported yet, we’ll establish the connection within days.
3What can a company achieve with Congrify?
Congrify lets you activate modules based on your needs, providing unified reports via API or access to normalized provider reports through data warehouse sync (e.g., Snowflake). Our observability platform offers ready-to-use dashboards for monitoring payments and costs, while our reconciliation feature links payment data for accurate matching.
4How do you keep your data secure?
We highly focus on keeping our platform safe and secure by following best software and data engineering practices. The exposure to Personal Identifiable Information (PII) is very limited and as a default option those are not available as part of our solution, unless specifically required from a customer.
5How to start with Congrify?
Sign up for a demo account instantly (https://app.congrify.com/sign-up) or reach out for an introductory call. We offer trial periods so you can explore before committing to a partnership.