Merchant payment intelligence. Simplified.

Congrify unifies your payment data to give you the tools and the insights you need to generate more revenue and reduce operating costs.

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Unify your data across all payment channels.

Congrify lets you fully understand and analyze your payment data.
It only takes a few clicks and zero development effort.

What Congrify can do for you.

Unification & standardization

All your payment data unified in one place.

Data are very fragmented across different payment channels. With our data standardization and unification logic, we help merchants easily understand and access their payment data.
Payment intelligence

Out of the box payment analytics.

A no-code solution to instantly access advanced KPIs. This allows for simpler and clearer analysis, which will improve your payment performance. This all gets enriched by alerts that deliver actionable insights and benchmarking against the rest of the market.
Cash Flow & Reconciliation

Deep understanding of your finances.

Forget about working with dozens of Excel files from different providers for payment reconciliation and fee analysis. We give merchants the tools to quickly monitor cash flows, to proceed with a simple and hassle-free reconciliation process, and to understand the true cost of payments.

Why Congrify?


Reduce costs.

Congrify provides a ready-to-use solution with no coding needed. You won’t have to build a complex, in-house data management solution, nor spend time manually executing operations.

Increase revenue.

Congrify sends automated recommendations on how you can improve payments, accept more customers and grow your businesses. Manual monitoring for declined authorizations, chargeback rates and market performance.

Master payments.

Congrify is designed for merchants with all levels of payments familiarity. It doesn’t matter if you have a payment team or not. You can master payments thanks to our easy-to-understand solution.

Provider agnostic.

Congrify unifies data from various payment channels, methods and service providers. No more workarounds to get a complete view of your payments.

Congrify’s Blog.

Stay up to date with product and company news.
25/07/2024

Costs in payments – part 2: different contributors of costs

By Marco Conte Welcome to part 2 of our ongoing series on costs in payments! Previously we talked about different pricing models in the payment industry and factors to consider when deciding between interchange ++ and blended fees. Now let’s […]
16/07/2024

Costs in payments – part 1: blended vs interchange ++ pricing

By Marco Conte The payment industry is a complex ecosystem, encompassing a myriad of stakeholders from banks and payment service providers (PSPs) to merchants and consumers, with costs being critical in determining the efficiency and sustainability of operations. Ultimately, costs […]
09/07/2024

Decoding and understanding payment declines.

By Marco Conte Experiencing payment declines can be frustrating for users. In an ideal world, all transactions are expected to succeed. But in reality, they often fail. On average, approximately 10 to 20% of online transactions are declined. Some businesses […]
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