Payment Methods
Explore a comprehensive overview of payment methods available globally, including bank transfers, digital wallets, cash payments, and more.
| Payment Method | Consumer Countries | Payment Type | Description | Website |
|---|---|---|---|---|
| eps | Austria | Bank transfer | EPS is an online bank transfer system widely used in Austria, supported by major Austrian banks, allowing secure and instant payments for online purchases. | Website |
| Satispay | Italy | Wallet | Satispay is a digital payment app that allows users to send money, make purchases, and manage their finances, all through their smartphones. It's essentially a mobile wallet that can be used for various financial transactions, including peer-to-peer payments, in-store purchases, and online shopping. | Website |
| Bancomat Pay | Italy | Wallet | BANCOMAT Pay is a digital payment service by BANCOMAT S.p.A. that allows users to make payments, transfers, and other transactions using their smartphone and a debet card. It's accessible through the BANCOMAT Pay app or the app of their bank, and is linked to the user's bank account. | Website |
| Klarna: Pay now | Select European countries | Bank transfer | Klarna's Pay Now option enables instant bank transfers or card payments, offering a seamless checkout experience with buyer protection across multiple European countries. | Website |
| SafetyPay | Select European and Latin American countries | Bank transfer | SafetyPay facilitates secure online bank transfers and cash payments, connecting users to their bank accounts or cash payment points without sharing financial details. | Website |
| GoPay | Indonesia | Wallet | GoPay is a popular digital payment platform and e-wallet in Indonesia, part of Gojek's super app. It allows users to make cashless and cardless payments for various transactions, including Gojek services, online and offline purchases, and other digital services. GoPay is also used for mobile top-ups and bill payment. | Website |
| Afterpay | UK, USA | Buy now pay later | Afterpay is a buy-now-pay-later service that allows you to split your purchases into four interest-free installments over six weeks. You pay the first installment at the time of purchase and the remaining three installments are automatically deducted from your card or bank account. | Website |
| Sofort | Select European countries | Bank transfer | Sofort, now part of Klarna, provides real-time bank transfer payments, allowing users to pay directly from their bank account with high security and no registration. | Website |
| Doku | Indonesia | Wallet | DOKU, operated by PT. Nusa Satu Inti Artha, is a trusted payment gateway established in 2007. The name "DOKU" derives from an Indonesian slang term from the 1980s meaning "sell." It enables businesses to focus on marketing and selling their products without payment concerns. | Website |
| Ovo | Indonesia | Wallet | OVO is a widely used digital wallet and payment service in Indonesia, allowing users to make online and offline purchases, pay bills, and even earn rewards. It's a convenient way for Indonesian consumers to transact, especially in a country with a high percentage of unbanked individuals. | Website |
| Kredivo | Indonesia | Buy now pay later | Kredivo offers instant credit financing for e-commerce and offline purchases, as well as personal loans. It's essentially a "buy now, pay later" service, allowing users to shop and pay later with various repayment options, including installments. | Website |
| Jenius Pay | Indonesia | Wallet | Jenius Pay is a digital wallet offered by BTPN Bank in Indonesia, designed to simplify online transactions. It's a secure and convenient payment method for consumers, allowing them to make payments using their unique $Cashtag within the app. | Website |
| LinkAja | Indonesia | Wallet | LinkAja is a popular digital wallet service in Indonesia, created through a collaboration of national state-owned enterprises. It offers a range of financial products and services, including payments, loyalty programs, and B2B solutions, with a focus on expanding financial inclusion. | Website |
| Klarna: Pay later | Select European countries | Bill payment | Klarna’s Pay Later allows customers to buy now and pay after delivery, typically within 14–30 days, offering flexibility and buyer protection. | Website |
| SEPA Direct Debit | SEPA countries | Direct debit | SEPA Direct Debit enables recurring or one-time payments directly from bank accounts across SEPA countries, ideal for subscriptions and utility bills. | Website |
| paysafecard | Select European countries, Canada, Georgia, New Zealand, Uruguay | Prepaid voucher | Paysafecard is a prepaid voucher system allowing users to make online payments without a bank account or credit card, widely accepted for gaming and e-commerce. | Website |
| Paysafecash | Select European countries | Cash | Paysafecash enables cash payments for online purchases by generating a barcode that can be paid at partner retail locations, ideal for cash-preferring users. | Website |
| Bancontact / MisterCash | Belgium | Local card | Bancontact is Belgium’s leading payment method, allowing instant bank card payments via mobile apps or card readers, widely used for online and in-store transactions. | Website |
| TrustPay | Czech Republic, Slovakia | Bank transfer | TrustPay provides secure online bank transfers and card payments, focusing on Central and Eastern Europe with support for multiple currencies and banks. | Website |
| Trustly | Select European countries | Bank transfer | Trustly enables direct bank transfers without registration, offering fast and secure payments by connecting users to their online banking. | Website |
| Klarna: Slice it | Select European countries | Installment payment | Klarna’s Slice It allows customers to pay in installments over time, spreading costs with flexible financing options for larger purchases. | Website |
| Paysera | Estonia, Lithuania, Latvia | Wallet | Paysera is a digital wallet and payment platform offering bank transfers, card payments, and cash transactions, popular in the Baltics and Eastern Europe. | Website |
| giropay | Germany | Bank transfer | Giropay is a German online bank transfer system, enabling secure and instant payments directly from bank accounts, widely used for e-commerce. | Website |
| Qiwi | Kazakhstan, Russia, Ukraine | Wallet | Qiwi is a digital wallet and payment platform offering cash-in terminals, bank transfers, and mobile payments, popular in Russia and neighboring countries. | Website |
| Perlas Terminals | Lithuania | Cash | Perlas Terminals offer cash payment services for online transactions at betting and payment terminals across Lithuania, supporting cash-based e-commerce. | Website |
| iDEAL | Netherlands | Bank transfer | iDEAL is the leading online payment method in the Netherlands, enabling direct bank transfers from major Dutch banks for secure e-commerce transactions. | Website |
| BLIK | Poland | Bank transfer | BLIK is a Polish mobile payment system allowing instant bank transfers and payments via a mobile app, widely used for online and in-store purchases. | Website |
| BLIK (One Click) | Poland | Bank transfer | BLIK One Click enhances the BLIK experience by enabling faster payments with saved credentials, streamlining online transactions in Poland. | Website |
| Przelewy24 (P24) | Poland | Bank transfer | Przelewy24 is a Polish payment gateway offering bank transfers, card payments, and mobile payments, popular for e-commerce in Poland. | Website |
| Multibanco | Portugal | Bank transfer / Cash | Multibanco is a Portuguese payment system offering bank transfers and cash payments at ATMs and retail locations, widely used for online purchases. | Website |
| Santander Online Payment | Argentina, Brazil | Bank transfer | Santander Online Payment enables secure bank transfers and card payments through Santander’s online banking platform, popular in Latin America. | Website |
| Pago Fácil | Argentina | Cash | Pago Fácil is an Argentine cash payment network, allowing users to pay for online purchases at retail locations, ideal for cash-preferring customers. | Website |
| Rapipago | Argentina | Cash | Rapipago offers cash payment services for online transactions at its Argentine retail network, catering to users without bank accounts. | Website |
| Cabal | Argentina | Local card | Cabal is an Argentine local card scheme, supporting credit and debit payments for online and offline transactions, popular in the region. | Website |
| Cencosud | Argentina | Local card | Cencosud is a local Argentine card brand linked to the Cencosud retail group, used for credit payments in stores and online. | Website |
| CMR Falabella | Argentina, Chile | Local card | CMR Falabella is a credit card issued by the Falabella retail group, used for purchases in Argentina and Chile, with installment options. | Website |
| Naranja | Argentina | Local card | Naranja is a popular Argentine credit card brand, offering flexible payment plans and promotions for online and in-store purchases. | Website |
| Banco do Brasil | Brazil | Bank transfer | Banco do Brasil offers online bank transfers and card payments, one of Brazil’s largest banks, widely used for e-commerce transactions. | Website |
| Bradesco | Brazil | Bank transfer | Bradesco provides secure bank transfers and card payments, a major Brazilian bank supporting online and mobile banking for payments. | Website |
| Caixa | Brazil | Bank transfer | Caixa Econômica Federal offers bank transfers and card payments, a key Brazilian bank used for government services and e-commerce. | Website |
| Itaú | Brazil, Colombia | Bank transfer | Itaú, one of Latin America’s largest banks, supports bank transfers and card payments for secure online and mobile transactions. | Website |
| Cartão Mercado Livre | Brazil | Local card | Cartão Mercado Livre is a credit card issued by Mercado Livre, used for purchases on its platform and other online retailers in Brazil. | Website |
| Elo | Brazil | Local card | Elo is a Brazilian card brand, supporting credit and debit payments, widely accepted for online and in-store purchases. | Website |
| Hipercard | Brazil | Local card | Hipercard is a Brazilian credit card, popular for retail and online purchases, offering installment plans and regional promotions. | Website |
| webpay | Chile | Bank transfer | Webpay is a Chilean online payment platform, supporting bank transfers and card payments, widely used for e-commerce transactions. | Website |
| Santander Cash Payment | Chile, Mexico | Cash | Santander Cash Payment allows cash payments for online purchases at Santander branches or partner locations in Chile and Mexico. | Website |
| Servipag | Chile | Cash | Servipag is a Chilean payment network, enabling cash and online payments for bills and e-commerce at retail locations and online. | Website |
| PSE | Colombia | Bank transfer | PSE (Pagos Seguros en Línea) is a Colombian online payment system, enabling direct bank transfers from major banks for secure transactions. | Website |
| Almacenes Exito | Colombia | Cash | Almacenes Exito, a Colombian retail chain, offers cash payment services for online purchases at its stores, supporting cash-based users. | Website |
| Baloto | Colombia | Cash | Baloto is a Colombian payment network, allowing cash payments for online purchases at lottery and retail locations. | Website |
| Davivienda | Colombia | Cash | Davivienda, a major Colombian bank, supports cash and bank transfer payments for online transactions, widely used in e-commerce. | Website |
| Efecty | Colombia | Cash | Efecty is a Colombian cash payment network, enabling payments for online purchases at its extensive retail and agent locations. | Website |
| SPEI | Mexico | Bank transfer | SPEI is Mexico’s interbank electronic payment system, enabling real-time bank transfers for online purchases, managed by Banco de México. | Website |
| Banorte | Mexico | Cash | Banorte, a major Mexican bank, offers cash and bank transfer payments for online transactions, widely used in e-commerce. | Website |
| OXXO | Mexico | Cash | OXXO is a Mexican convenience store chain, allowing cash payments for online purchases, ideal for users without bank accounts. | Website |
| Pago Express | Paraguay | Cash | Pago Express is a Paraguayan cash payment network, enabling payments for online purchases at retail and agent locations. | Website |
| Banco de Credito del Peru | Peru | Bank transfer | Banco de Crédito del Perú (BCP) is the largest and oldest bank in Peru. It’s a leading provider of integrated financial services, with over 13 million customers and a network of over 8,340 points of contact. | Website |
| BBVA Peru | Peru | Bank transfer | BBVA Peru provides bank transfers and card payments, a major bank supporting secure online and mobile transactions in Peru. | Website |
| Interbank | Peru | Bank transfer | Interbank, a key Peruvian bank, supports bank transfers and card payments for e-commerce, with a strong online banking platform. | Website |
| Pago Efectivo | Peru | Cash | Pago Efectivo is a Peruvian cash payment platform, allowing users to pay for online purchases at banks, retail, or via mobile apps. | Website |
| Abitab | Uruguay | Cash | Abitab is a Uruguayan payment network that facilitates cash payments for online purchases by leveraging its extensive network of retail and agent locations throughout the country. | Website |
| Redpagos | Uruguay | Cash | Redpagos is a Uruguayan cash payment network, supporting payments for online purchases at retail locations, ideal for cash users. | Website |
| Oca | Uruguay | Local card | Oca is a Uruguayan credit card brand, widely used for online and in-store purchases, offering installment plans and promotions. | Website |
| POLi Payments | Australia, New Zealand | Bank transfer | POLi allows consumers to make an online payment for goods and services or pay a bill online using the security and convenience of Internet Banking. | Website |
| UnionPay | Selected Countries in: North America, Europe, Asia-Pacific, Africa, and the Middle East | Local card | UnionPay is a global card network, dominant in China, supporting credit, debit, and QR code payments for online and in-store transactions. | Website |
| Alipay | China and Selected European Countries | Wallet | Alipay is China’s leading digital wallet, offering mobile and online payments, widely used for e-commerce, bill payments, and in-store purchases. | Website |
| Pix | Brazil | Bank Transfer | PIX is an instant payment system that allows users to transfer money, pay bills, and make purchases instantly, 24/7. Launched by the Central Bank of Brazil in 2020, it has become the most popular payment method in the country. | Website |
| Twint | Switzerland | Wallet | TWINT is a widely popular mobile payment application in Switzerland, allowing users to make secure payments, send money, and manage their finances through their smartphones. It's a leading payment platform in the country, with a high adoption rate among both individuals and businesses. | Website |
| WeChat Pay | China, USA | Wallet | WeChat Pay is a digital wallet integrated into the WeChat app, enabling mobile payments, QR code transactions, and online purchases in China. | Website |
| MB Way | Portugal | Wallet | MB WAY is a Portuguese interbank network and mobile payment system that allows users to make purchases, transfer money, and withdraw cash using their smartphones. | Website |
| Venmo | USA | Wallet | Venmo is a mobile payment service and app owned by PayPal. It allows users to send and receive money, split bills, and shop at participating brands, often with a social media element. Venmo is popular for peer-to-peer payments between friends and family. | Website |
| Amazon Pay | USA | Wallet | Amazon Pay is a digital payment method that allows Amazon customers to use their saved payment information stored in their Amazon account to make purchases on participating websites and in some cases, within the Amazon ecosystem itself. | Website |
| Carnet | Mexico | Local Card | Carnet is a domestically-owned payment network and a domestic card network. It's a payment method that allows Mexicans to make online or in-store purchases using a mobile app or a prepaid card. Carnet is widely accepted by merchants and provides a convenient and secure payment solution within Mexico. | Website |
| Swich | Sweden | Bank Transfer | Swish is a mobile payment system used primarily in Sweden for making online and in-store purchases, as well as transferring money between individuals. It allows users to connect their bank accounts and mobile phones to easily manage payments. | Website |
| Boost | Malaysia | eWallet, Digital Bank | Boost is a regional fintech company in Southeast Asia, offering a wide range of digital financial solutions, including an all-in-one fintech app, merchant solutions, AI-powered micro-financing, and cross-border payments. | Website |
| Zip | Australia, New Zealand, United States | Buy now pay later | Zip Pay is a buy now, pay later service offered by Zip Co. It allows users to purchase goods and services online and pay them off in installments over time, with no interest. | Website |
| Pay-easy | Japan | Bank transfer / Cash | Pay-easy is a Japanese payment system, enabling bank transfers and cash payments via ATMs, online banking, or mobile apps for e-commerce. | Website |
| 7-Eleven | Malaysia | Cash | 7-Eleven Malaysia offers cash payment services for online purchases at its stores, catering to cash-preferring customers. | Website |
| Dragonpay | Philippines | Bank transfer | Dragonpay is a Philippine-based payment gateway that facilitates online transactions through various methods, including bank transfers, cash payments, and e-wallets. | Website |
| SAM by SingPost | Singapore | Cash | SAM by SingPost is a Singaporean payment service, enabling cash and card payments for online purchases at post offices and kiosks. | Website |
| GrabPay | Singapore, Malaysia | Wallet | GrabPay is a digital wallet by Grab, enabling mobile payments, QR code transactions, and online purchases in Singapore and Southeast Asia. | Website |
| Touch'n Go | Malaysia | Wallet | Touch 'n Go is a contactless smart card system widely used in Malaysia for electronic payments. It's used for toll payments on highways, public transport, parking, and various other services. | Website |
| VTC Pay | Vietnam | Wallet | VTC Pay is a Vietnamese digital wallet, supporting mobile payments, bank transfers, and card payments for online transactions. | Website |
| Payconiq | Belgium | Wallet | Payconiq is a mobile banking payment solution that allows users to make payments in stores, online, or within apps using their smartphones. It facilitates payments directly from a user's bank account, making transactions instant and secure. | Website |
| BitPay | Worldwide (except sanctioned countries) | Cryptocurrency | BitPay enables cryptocurrency payments, allowing merchants to accept Bitcoin and other digital currencies for online transactions globally. | Website |
| Skrill | Worldwide (except FATFA blacklisted countries) | Wallet | Skrill is a digital wallet offering instant payments, bank transfers, and card payments, widely used for online gaming, forex, and e-commerce. | Website |
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