Make smarter fee decisions with Congrify Fee Intelligence.
Get fine-grained visibility into every cost: from interchange and penalties to PSP invoices and profitability.
Transparent. Granular. Profitable.
Payment Fee Analysis
Break down all fee types, from interchange and scheme fees to penalties and FX charges.
Fee Allocations
Go from bulk fees into assigning costs to singular transactions, giving you transaction-level cost clarity.
Payments profitability
Identify unprofitable orders and customers, monitor margins, and protect your bottom line.
Main Features.
Fee Allocation Engine
Assign fees down to single transactions instead of dealing only in bulk or summary totals.
Fee Granularities
Drill into interchange and scheme fees applied by card networks; understand exactly what you’re charged by whom.
Penalties
Spot all non-transactional fees: surcharges, fines, hidden penalties that reduce profit.
PSP Invoices Reconciliation
Monitor all PSP invoice items; reconcile them to expectations & actuals to avoid overcharges.
Conversion / FX Fees
Calculate costs due to exchange rates and currency conversion for cross-border or mismatched payments.
Effective Cost
See the true cost of a transaction: combining all charges, fees, penalties, and conversion into an “all-in” rate.