Transactional Scheme Fees - Congrify Knowledge Hub

Mastercard Merchant Location Fee

Understand how Mastercard Merchant Location Fee impacts your settlements and overall payment costs.

What Is Mastercard Merchant Location Fee?

This is a fixed monthly fee of $1.25 per active U.S. merchant location, billed to the acquirer. Exemptions often exist for nonprofits or low-volume merchants. While the fee is small, it can grow quickly for multi-location businesses. It is designed to support the maintenance and operation of Mastercard’s global payment network.

Merchants can manage costs by keeping inactive locations closed in the network and monitoring which locations are considered active for fee purposes.

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