Visa Fixed Acquirer Network Fee
Understand how Visa Fixed Acquirer Network Fee (FANF) impacts your settlements and overall payment costs.
What Is Visa FANF?
The Visa Fixed Acquirer Network Fee is a monthly fee charged to U.S.-based merchants, calculated based on the number of merchant locations, the MCC, and total monthly sales volume. Fee amounts typically range from $2 to over $100 per Taxpayer ID. It is assessed to cover Visa’s network infrastructure, risk management, and operational costs.
Merchants with multiple locations or high sales volume may see higher FANF amounts. Non-profits and small businesses may qualify for reduced fees or exemptions. Effective tracking of locations, sales, and MCC assignments can help merchants minimize unnecessary FANF charges.
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