07/10/2025
By Marco Conte Munich, Germany – October 7, 2025 When we started Congrify nearly three years ago, our mission was simple yet ambitious: to make agnostic payments intelligence and observability accessible to merchants everywhere. Payments were becoming increasingly complex—fragmented across […]
29/09/2025
By Rihab Oudda (September 29, 2025) In today’s merchant payments ecosystem, understanding fees and reporting is critical. Fees directly impact margins, while reports provide the transparency needed to manage performance, reconcile transactions, and control costs. Two of the most widely […]
17/09/2025
By Rihab Oudda (September 17, 2025) Merchants today are not only grappling with interchange and processing fees but also with a growing number of penalty fees. These charges often fly under the radar until they spike, leading to surprise costs […]
02/09/2025
By Rihab Oudda (September 2, 2025) When people think about card payments, names like Visa or Mastercard immediately come to mind. These card schemes form the backbone of the global payments ecosystem, connecting merchants, payment service providers (PSPs), acquirers, and […]
28/08/2025
By Rihab Oudda (August 28, 2025) In our ongoing series uncovering the hidden costs of payments, we’ve already explored: Understanding Interchange Fees: A Guide for Merchants — where we demystified how merchants ultimately pay issuing banks, and how interchange fees […]
22/08/2025
By Rihab Oudda (August 22, 2025) Welcome to our blog series, where we demystify the complex world of payment fees for merchants and platforms. Our goal is to empower you with clear insights into what these fees are and how […]
19/08/2025
By Rihab Oudda (August 19, 2025) In our latest blog post, we dove into understanding fees and provider invoices in payments. As promised, we are now diving deeper into different fee types, starting with interchange fees. Interchange fees are a […]
08/08/2025
By Rihab Oudda (August 8, 2025) When managing payments at scale, it’s easy to focus on topline revenue and overlook the invisible costs eating your margins: processing fees, scheme costs, interchange, and service markups. Yet for CFOs and Head of […]
05/08/2025
By Marco Conte (August 5, 2025) This post comes with some time delay, to talk about one of the most exciting events in Congrify’s timeline, to share our experiences at Slush, and why we support this event as key promoters […]