25/07/2024
By Marco Conte Welcome to part 2 of our ongoing series on costs in payments! Previously we talked about different pricing models in the payment industry and factors to consider when deciding between interchange ++ and blended fees. Now let’s […]
16/07/2024
By Marco Conte The payment industry is a complex ecosystem, encompassing a myriad of stakeholders from banks and payment service providers (PSPs) to merchants and consumers, with costs being critical in determining the efficiency and sustainability of operations. Ultimately, costs […]
09/07/2024
By Marco Conte Experiencing payment declines can be frustrating for users. In an ideal world, all transactions are expected to succeed. But in reality, they often fail. On average, approximately 10 to 20% of online transactions are declined. Some businesses […]
26/06/2024
By Marco Conte Here at Congrify we understand how managing payments can be a hassle. From deciding how to organize payment strategies, choosing and implementing the right PSPs and payment methods, to running operational processes that include organizing data across […]
19/06/2024
By Marco Conte Data storage services are abundant and essential to the payment industry. Snowflake and companies alike offer services from data ingestion to storage. However, complexities still lie within a company’s internal processing and handling of this data. Congrify […]
20/04/2024
By Marco Conte Let’s try to picture a scenario where you are running a large e-commerce business or you offer services to accept digital payments, handling thousands to millions of transactions daily. The constant pressure is to ensure that every […]
25/03/2024
By Marco Conte In the dynamic landscape of online transactions, payment disputes and chargebacks have become an unavoidable part of doing business. As e-commerce continues to thrive, so does the need for effective tools and strategies to manage these disputes […]
30/09/2023
By Congrify’s team It’s our goal to unlock the power of payment data and intelligence for global merchants and fintech companies. Over the last few months, we have been busy with many things, integrating new payment service providers into our […]
09/08/2023
By Marco Conte The open banking revolution. Attend any event within the payments industry, listen to a panel discussion, or just talk to merchants working in the trenches, and the same points of discussion will come up time and again. […]