15/08/2024

Costs in payments – part 4: the costs of card scheme programs.

By Marco Conte Welcome to another part of our series on costs in payments! Take a look at our previous posts to learn about chargebacks, different pricing models, and more. Now that we’ve discussed the true factors and costs of […]
01/08/2024

Costs in payments – part 3: chargebacks and fraud.

By Marco Conte Welcome back to our series on costs in payments! Check out our previous posts to learn about pricing models and the different payment fee types applied to online payments. Now that we’ve established the true factors and […]
25/07/2024

Costs in payments – part 2: different contributors of costs

By Marco Conte Welcome to part 2 of our ongoing series on costs in payments! Previously we talked about different pricing models in the payment industry and factors to consider when deciding between interchange ++ and blended fees. Now let’s […]
16/07/2024

Costs in payments – part 1: blended vs interchange ++ pricing

By Marco Conte The payment industry is a complex ecosystem, encompassing a myriad of stakeholders from banks and payment service providers (PSPs) to merchants and consumers, with costs being critical in determining the efficiency and sustainability of operations. Ultimately, costs […]
09/07/2024

Decoding and understanding payment declines.

By Marco Conte Experiencing payment declines can be frustrating for users. In an ideal world, all transactions are expected to succeed. But in reality, they often fail. On average, approximately 10 to 20% of online transactions are declined. Some businesses […]
26/06/2024

The ultimate portal for all your payment analytics.

By Marco Conte Here at Congrify we understand how managing payments can be a hassle. From deciding how to organize payment strategies, choosing and implementing the right PSPs and payment methods, to running operational processes that include organizing data across […]
19/06/2024

No-code payments data ingestion for Snowflake.

By Marco Conte Data storage services are abundant and essential to the payment industry. Snowflake and companies alike offer services from data ingestion to storage. However, complexities still lie within a company’s internal processing and handling of this data. Congrify […]
20/04/2024

Payment analytics and reconciliation tools, build or buy?

By Marco Conte Let’s try to picture a scenario where you are running a large e-commerce business or you offer services to accept digital payments, handling thousands to millions of transactions daily. The constant pressure is to ensure that every […]
25/03/2024

Understanding chargebacks and how to prevent them.

By Marco Conte In the dynamic landscape of online transactions, payment disputes and chargebacks have become an unavoidable part of doing business. As e-commerce continues to thrive, so does the need for effective tools and strategies to manage these disputes […]
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